For any "bareboat" rental (i.e. without a captain), your boat must be covered with a "peer-to-peer" insurance.
If your current insurance contract does not cover peer-to-peer rentals, you are not allowed to rent your boat bareboat.
You can subscribe to this insurance with your current insurer, by asking them to add this option to your insurance contract, or with Click&Boat, which offers a daily boat insurance solution in partnership with Axa or Allianz.
What are the conditions to subscribe to the daily peer-to-peer insurance with Click&Boat?
Your boat:
- Your boat must be less than 15 years old
- Your boat's insured value must be less than 300 000 euros.
This insurance is only active on the days of the rental.
How do I subscribe to this peer-to-peer insurance on Click&Boat?
- Go to your Click&Boat account,
- From the "Listing" tab, go to the "Insurance" section of your listing and,
- Check the box "I would like to subscribe to the complimentary daily yacht insurance".
The site will calculate the most advantageous offer for you according to the characteristics of your boat. The amount of the insurance will be deducted from your net income.
For any rental with a captain, i.e. co-navigation, you do not need additional insurance. You are the responsible skipper of the boat.
If you are looking for third-party or multi-risk insurance for your boat, here is a list of insurers that you can contact and check if they agree to cover you, and under what conditions, in particular in the event of a claim (expert value or value of 'purchase):
APRIL MARINE
Tel : 02 49 98 85 00 - Monday-Friday from 9am to 12.30pm and 2pm to 6pm.
Email: assurance@aprilmarine.com
Website: https://www.aprilmarine.fr/fr
MAIF
Tel : 09 74 75 37 37 - Monday-Friday from 8am to 12pm and 2pm to 6pm.
Email : plaisance@maif.fr
Website: https://www.maif.fr/particuliers/auto-moto/assurance-bateau/assurance-bateau-nautis.html
MACIF
Tel : 01 55 56 57 58 - Monday-Friday from 8.30am to 6.30pm and Saturday from 8.30am to 5pm.
Website: https://www.macif.fr/assurance/particuliers/assurance-bateau-chasse-camping-car/assurance-bateau
MATMUT
Tel : 02 35 03 68 68 – Monday-Friday from 9am to 7pm.
Website: https://www.matmut.fr/assurance/pre-devis-bateau
HELVETIA :
Tel : 0041 58 280 1000 - Monday-Friday from 8am to 12pm and 1.30pm to 5pm.
Email: info@helvetia.ch
PANTAENIUS :
Tel : 00377 97 70 12 05 - Monday-Friday from 9am to 6pm.
Email: monaco@pantaenius.com
Website: http://www.pantaenius.fr/fr/assurances/solutions-pour/plaisanciers.html
MER ASSURANCE :
Tel : 02 97 30 10 13 - Monday-Friday from 9am to 6pm.
Email: mer.assurances@wanadoo.fr
Website: http://www.mer-assurances.com
GMF :
Tel : 01 73 14 23 53 - Monday-Saturday from 8am to 8pm.
Website: https://www.gmf.fr/protection-juridique-loisirs/assurance-loisirs-animaux/assurance-bateau